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About Us

What happens when a teacher, a web developer and an entrepreneur get together with a common goal of making the world a better place: A tool is created to help everyday people reduce world poverty. We have traveled around Asia and Africa only to find that government and even charitable aid is not the answer to extreme poverty. First-hand experience and academic studies tell us that economic empowerment through business and production is the key to permanently lifting people and communities out of poverty. If business is the answer to their problems, then maybe it is to ours as well? Maybe we can come up with an idea which is so counter-intuitive that it empowers everyday citizens such as yourself to change the world at no expense to themselves. I said we can drastically reduce world poverty, but that part is up to you and other online shoppers.

It’s our mission to empower the developing world to build their own future while making your online shopping experience easier. So please join us in our vision for a healthier, happier and more equitable world for all. Please also feel free to contact us if you have any feedback or would like to know about partner opportunities.

Meet the team behind the team behind the project.

David Williams

David Williams

Founder & Project Manager

David and his wife both spent a lot of their teenage years donating time & money to overseas charity work while advocating for increased government aide overseas. A couple of decades later, they have come to realise that aide and welfare are not positive forces for long-term growth. The realisation that struggling areas need prosperous industry and businesses to grow has been the driving force behind the creation of this micro-loan funding model.

David has a strong passion for internet marketing. He also has over a decade of experience in project management, operations management and many aspects of the web.

David & his wife Naomi live in Ipswich, Queensland with their three homeschooled children.

Shaun Carroll

Shaun Carroll

Lead Developer

Shaun lives and breathes code. He is the brains behind what you are looking at right now – the website. Shaun lives in Ipswich, Queensland and when he doesn’t have his hands on a keyboard they are usually wrapped around a sword or joust since he is a lover of medieval re-enactments and tournaments.

Jeremy Williams

Jeremy Williams

Head of marketing

Jeremy holds a Bachelor of Early Education and a Masters in Marketing. He is very eager to combine his marketing skills with his passion for the developing world by promoting Spend To Lend. Jeremy is currently based in Nepal as he has developed a great love for the local people and has a passion to do whatever he possibly can to empower their development and build local & sustainable opportunities.

Festus Cheruiyot

Festus Cheruiyot

Client Services/Business Development

Festus arrived in Australia in early 2016 and is currently working as a residential support worker for individuals living with mental disabilities. He appreciates his current job because it gives him the opportunity to directly impact the lives of people around him in a positive way.

He was born and brought up in the heart of Africa, Nairobi in Kenya to be precise. Therefore he is no stranger to the plight that poverty brings. The needs and challenges faced by the less privileged members of society remind us of our duty to better the lives of others through our gifts, ideally making the world a better place by touching one life at a time. With a background in international business administration he has 4 years experience in business development and is an active partner of Deon & Berts Ltd. He also has a proven working experience with several startups which will help him in his objective to support and encourage development and growth for Spend To Lend. This will in turn assist the less privileged members of our society by providing a means to take advantage of viable funding opportunities and innovative ideas.